Trip.com Deferred Payment: Book Now and Pay Later Guide

Author's Profile Picture

By Trip.com

March 2, 2026

Trip.com Deferred Payment

Planning a trip but not ready to pay yet? Trip.com Deferred Payment can help. It lets you reserve your hotel now and settle the payment later, so you can secure your stay while still finalizing your travel plans. This is perfect if you are waiting for your leave approval, coordinating with family, or just want extra flexibility before committing to full payment.

❤️ Pro Tip: When planning your trip, book your hotels on Trip.com early to secure better prices and more room choices.

What Exactly Is Trip.com Deferred Payment?

Trip.com Pay Later

Trip.com Deferred Payment lets you book a hotel now and pay later when you choose a room with Free Cancellation. It’s perfect if your plans are not final, so you can secure your stay while keeping your money until you’re ready.

FeatureDescription

Book Now, Pay Later

You reserve your hotel room online without paying upfront.

Free Cancellation Period

You can cancel within the allowed time frame with no charge. Always check the exact deadline in your booking.

Payment Timing

If you do not cancel, you either pay at the hotel during check in or your card is charged a few days before your stay, depending on the hotel policy.

Not an Installment Plan

This is not a credit or monthly payment service. It is simply a pay later option based on hotel terms.

Manila to Hong Kong
Manila to Seoul
Manila to Tokyo
Manila to Taipei
Manila to Bangkok
Manila to Singapore
See all flights

How to Find Trip.com Deferred Payment Hotels on Trip.com

How to Find Trip.com Afterpay Hotels on Trip.com

If you want to book now and pay later, just look for hotels with Free Cancellation. Here is how you can find them easily:

1. Search Your Hotel

Go to Trip.com. Enter your destination, travel dates, and number of guests. Then click "Search".

2. Open the Filter

On the hotel results page, find the “Filter” button near the top. Click it to see more options.

3. Choose Free Cancellation

Scroll down to the “Cancellation Policy” section. Tick the box for “Free Cancellation” under the popular filters.

4. Apply the Filter

Click “Show Results” or “Apply”. The list will now show hotels that allow free cancellation.

5. Check the Badge

Look for the “Free Cancellation” label on the hotel listing and inside the room details. These are usually the rooms that offer Deferred Payment, meaning you can reserve now and pay later based on the hotel policy.

❤️ Pro Tip: When planning your trip, book your flight on Trip.com can help you secure better prices and more seat choices.

How to Use Trip.com Deferred Payment for a Pay Later Room

Already found your hotel? Here is how you can reserve it without paying right away.

How to use Trip.com Afterpay for "Pay Later" Room

1. Choose the Right Room

This is very important. Not all rooms allow deferred payment.

Look for room options that clearly show:

  • Free Cancellation
  • Pay at Property or Pay Later
  • The exact free cancellation deadline, like “Free cancellation before 15 January”

If you do not see these words, it is probably a prepaid room.

2. Check the Policies Carefully

Click the room to open the full details.

Go to the Policies and Services section. Read it properly. Do not skip this part.

Check:

  • Until when you can cancel for free
  • If you will pay at the hotel or through Trip.com later
  • Any extra fees or taxes to be paid at the property

Take note of the cancellation date. I usually screenshot it so I will not forget.

3. Click Reserve

  • Once you are sure, click the Reserve button.
How to use Trip.com Afterpay for "Pay Later" Room

4. Enter Guest Details

Fill in the names correctly, especially the main guest. Make sure the spelling matches the ID or passport. This avoids problems during check in.


5. Review Everything

Before confirming, double check:

  • Your check in and check out dates
  • Room type
  • Free cancellation deadline
  • Total price
  • If you used any promo code or Trip Coins

This is the last chance to fix mistakes.

6. Confirm Your Booking

  • Click the final Book button.
  • For Deferred Payment rooms, you usually do not need to pay right away.

7. Check Your Email

  • You will receive a confirmation email from Trip.com.
  • They may also send you a reminder before the free cancellation deadline so you can decide whether to keep or cancel your booking.
🎉 Pro Tip: Want to save more on your next trip? Check out our Trip Coins guide to learn how to earn and use your rewards for extra discounts on future bookings.
Hotels in Cebu City
Hotels in Manila
Hotels in Boracay Island
Hotels in Makati
Hotels in Hong Kong
Hotels in Tokyo
Hotels in Taipei
Hotels in Singapore
See All Hotels
NO.1
Amber Hotel-Cebu
8.9/101105 reviews
Amber Hotel-Cebu
Hotel in Cebu City
NO.2
Astrotel Cebu
8/10180 reviews
Astrotel Cebu
Hotel in Cebu City
NO.3
Yellow Umbrella Hostels
9.3/1072 reviews
Yellow Umbrella Hostels
Hotel in Cebu City
NO.4
Seda Ayala Center Cebu City
9/10645 reviews
Seda Ayala Center Cebu City
Hotel in Cebu City
NO.5
Waterfront Cebu City Hotel & Casino
8.6/10364 reviews
Waterfront Cebu City Hotel & Casino
Hotel in Cebu City
NO.6
Mandarin Plaza Hotel
8.9/10558 reviews
Mandarin Plaza Hotel
Hotel in Cebu City
NO.1
Kingsford Hotel Manila Bay
8.6/102677 reviews
Kingsford Hotel Manila Bay
Hotel in Paranaque
NO.2
Swiss-Belhotel Blulane Binondo, Manila
8.8/101960 reviews
Swiss-Belhotel Blulane Binondo, Manila
Hotel in City of Manila
NO.3
Grand Westside Manila Bay
9/102150 reviews
Grand Westside Manila Bay
Hotel in Paranaque
NO.4
Savoy Hotel Manila near Airport NAIA Terminal 3 MNL 
8.8/103914 reviews
Savoy Hotel Manila near Airport NAIA Terminal 3 MNL 
Hotel in Pasay
NO.5
Belmont Hotel Manila near NAIA Terminal 3 MNL
8.9/102536 reviews
Belmont Hotel Manila near NAIA Terminal 3 MNL
Hotel in Pasay
NO.6
Stone House Hotel Manila
8.5/10303 reviews
Stone House Hotel Manila
Hotel in City of Manila
NO.7
Bayprime Hotel
8.8/10890 reviews
Bayprime Hotel
Hotel in Paranaque
NO.8
Ibis Styles Manila Araneta City
9.5/10305 reviews
Ibis Styles Manila Araneta City
Hotel in Quezon City
NO.1
Henann Lagoon Resort
8.9/10808 reviews
Henann Lagoon Resort
Hotel in Boracay Island
NO.2
Eurotel Boracay
8.3/10544 reviews
Eurotel Boracay
Hotel in Boracay Island
NO.3
Henann Regency Resort and Spa
9.1/10695 reviews
Henann Regency Resort and Spa
Hotel in Boracay Island
NO.4
La Carmela de Boracay Hotel
8.7/101564 reviews
La Carmela de Boracay Hotel
Hotel in Boracay Island
NO.5
Henann Prime Beach Resort
9.4/10344 reviews
Henann Prime Beach Resort
Hotel in Boracay Island
NO.6
Henann Garden Resort
9.2/10544 reviews
Henann Garden Resort
Hotel in Boracay Island
NO.7
Henann Palm Beach Resort
9.1/10449 reviews
Henann Palm Beach Resort
Hotel in Boracay Island
NO.8
Giulius Boracay Italian Resort
9.2/1055 reviews
Giulius Boracay Italian Resort
Hotel in Boracay Island
NO.1
Home me Hotel - Makati
8.2/101443 reviews
Home me Hotel - Makati
Hotel in Makati
NO.2
I'M Hotel
8.8/10797 reviews
I'M Hotel
Hotel in Makati
NO.3
Makati Diamond Residences
9.4/10385 reviews
Makati Diamond Residences
Hotel in Makati
NO.4
The Belamy House Managed by HII
9.3/10316 reviews
The Belamy House Managed by HII
Hotel in Makati
NO.5
St Giles Hotel Makati
8.3/101104 reviews
St Giles Hotel Makati
Hotel in Makati
NO.6
The Mini Suites Eton Tower Makati
8.2/10439 reviews
The Mini Suites Eton Tower Makati
Hotel in Makati
NO.7
New World Makati Hotel
9.2/10515 reviews
New World Makati Hotel
Hotel in Makati
NO.8
Valero Grand Suites by Swiss-Belhotel
8.9/101245 reviews
Valero Grand Suites by Swiss-Belhotel
Hotel in Makati
NO.1
Regala Skycity Hotel by Regal Hotels
8.7/1012530 reviews
Regala Skycity Hotel by Regal Hotels
Hotel in Hong Kong
NO.2
Cordis, Hong Kong (Langham Hospitality Group)
9.3/105563 reviews
Cordis, Hong Kong (Langham Hospitality Group)
Hotel in Hong Kong
NO.3
Panda Hotel
8.3/1010088 reviews
Panda Hotel
Hotel in Hong Kong
NO.4
Hyatt Centric Victoria Harbour Hong Kong
9.2/105070 reviews
Hyatt Centric Victoria Harbour Hong Kong
Hotel in Hong Kong
NO.5
Empire Hotel Hong Kong-Wan Chai
8.9/1013795 reviews
Empire Hotel Hong Kong-Wan Chai
Hotel in Hong Kong
NO.6
Hopewell Hotel
9.5/106806 reviews
Hopewell Hotel
Hotel in Hong Kong
NO.7
Regal Airport Hotel
8.5/1011076 reviews
Regal Airport Hotel
Hotel in Hong Kong
NO.8
Regal Kowloon Hotel
8.1/107256 reviews
Regal Kowloon Hotel
Hotel in Hong Kong
NO.1
Shinagawa Prince Hotel
8.7/104599 reviews
Shinagawa Prince Hotel
Hotel in Tokyo
NO.2
KOKO HOTEL Tokyo Nishikasai
8.4/10962 reviews
KOKO HOTEL Tokyo Nishikasai
Hotel in Tokyo
NO.3
Agora Place Tokyo Asakusa
8.7/101122 reviews
Agora Place Tokyo Asakusa
Hotel in Tokyo
NO.4
HOTEL TAVINOS Asakusa
8.9/101886 reviews
HOTEL TAVINOS Asakusa
Hotel in Tokyo
NO.5
Mitsui Garden Hotel Ginza Premier
9.2/101347 reviews
Mitsui Garden Hotel Ginza Premier
Hotel in Tokyo
NO.6
Asakusa Hanabi Mercure 1&2
9/1030 reviews
Asakusa Hanabi Mercure 1&2
Hotel in Tokyo
NO.7
Millennium Mitsui Garden Hotel Tokyo - Ginza
9.4/102146 reviews
Millennium Mitsui Garden Hotel Tokyo - Ginza
Hotel in Tokyo
NO.8
Asagaya Iriguchi
Asagaya Iriguchi
Hotel in Tokyo
NO.1
Meworld Hotel Taipei Main Station
8.2/104327 reviews
Meworld Hotel Taipei Main Station
Hotel in Taipei
NO.2
The Grand Hotel
9.2/104818 reviews
The Grand Hotel
Hotel in Taipei
NO.3
Mayer Inn
8.7/101022 reviews
Mayer Inn
Hotel in Taipei
NO.4
Art'otel Taipei Ximending
8.8/10187 reviews
Art'otel Taipei Ximending
Hotel in Taipei
NO.5
ILLUME TAIPEI
8.8/101623 reviews
ILLUME TAIPEI
Hotel in Taipei
NO.6
Ximen Hotel
8.5/101259 reviews
Ximen Hotel
Hotel in Taipei
NO.7
Just Sleep Ximending
9.2/101254 reviews
Just Sleep Ximending
Hotel in Taipei
NO.8
Miramar Garden Taipei
9/101957 reviews
Miramar Garden Taipei
Hotel in Taipei
NO.1
Royal Plaza on Scotts
9.1/102129 reviews
Royal Plaza on Scotts
Hotel in Singapore
NO.2
ST Signature Tanjong Pagar
8.7/10664 reviews
ST Signature Tanjong Pagar
Hotel in Singapore
NO.3
Yotel Singapore Orchard Road
9.1/103156 reviews
Yotel Singapore Orchard Road
Hotel in Singapore
NO.4
Hotel Boss
8.5/107072 reviews
Hotel Boss
Hotel in Singapore
NO.5
Siloso Beach Resort - Sentosa
8.1/101203 reviews
Siloso Beach Resort - Sentosa
Hotel in Singapore
NO.6
ST Signature Jalan Besar
8.6/10604 reviews
ST Signature Jalan Besar
Hotel in Singapore
NO.7
Hotel 81 Palace Singapore
8.5/10706 reviews
Hotel 81 Palace Singapore
Hotel in Singapore

How Long Is the Trip.com Deferred Payment Period?

There is no fixed answer. The Deferred Payment or Free Cancellation period depends on the hotel you choose. Each hotel sets its own deadline, so always check the policy for your specific booking.

Here are common examples you might see:

Free Cancellation PeriodNotes

Up to 1 day before check in

Common for short notice or flexible trips.

Up to 3 days before check in

Gives you more time to confirm your plans.

Up to 7 days before check in

Good for early planners who want extra flexibility.

On the day of check in

Rare. Do not assume this is available.

The only deadline that matters is the one shown in the Policies section of your selected room. Miss that date and you may be charged. Always double check the exact date and time before booking.

Your Next Adventure Starts from Manila

  • One way
  • Round-trip

Need Help?

If you have any questions about your flight or run into any issues, Trip.com’s 24/7 customer support team is ready to help. You can visit the Help Center or contact support directly for quick assistance anytime.

👉 Download the Trip.com app to check your flight easily and get real-time updates.
📱 Enjoy app-only deals and a new user package with special offers on hotels, trains, attractions, and airport transfers.

FAQs: Trip.com Deferred Payment

Disclaimer: This article has been provided by an individual contributor or third party platform. If there is any discrepancy regarding the copyright, please contact us directly and we will delete the content immediately.
>
Trip.com Deferred Payment