
Which credit cards offer the greatest benefits on Trip.com? Compare cashback, miles, and travel perks to get the best deals on flights, hotels, and reservations.
Trip.com Credit Card | Earn Trip Coins & Membership Cashback

Before tapping your card, make sure to unlock instant savings with Trip.com’s Membership Program. Collect Trip Coins by booking trips, leaving reviews, or sharing your travel experiences. These coins work like cashback:
- 100 Trip Coins = PHP 56 off hotels, flights, tours, and more.
- No minimum required—apply them even for small savings!
- Combine Trip Coins with member-only offers for extra value.
Trip.com Credit Card
1. Metrobank

📅 Campaign period: 2024/9/1 - 2025/6/30
Hotel Promotion | Flight Promotion |
5% off Hotels Bookings | PHP 200 off Flights bookings |
No minimum spend | Minimum spend of PHP 4,000 |
With promo code: MBTRIPHOTEL | With promo code: MBTRIPFLY |
2. BDO Unibank

Hotel Promotion | Flight Promotion |
6% off Hotels Bookings | 1% off Flights Bookings |
No minimum spend | No minimum spend |
With promo code: BDOHOTELS | With promo code: BDOFLIGHT |
3. Security Bank

📅 Campaign period: 2024/9/1-2025/6/30
Hotel Promotion | Flight Promotion |
6% off Hotels Bookings | 1% off Flights Bookings |
No minimum spend | No minimum spend |
With promo code: SBCSTAY | With promo code: SBCFLIGHT |
4. UnionPay

📅 Campaign period: 2024/9/1-2025/6/30
Hotel Promotion | Flight Promotion |
₱1000 OFF Hotels Bookings | ₱1000 OFF Flights Bookings |
Minimum spend at PHP 10,000 | No minimum spend |
With promo code: UPPHHTL1000 | With promo code: UPPHFLT1000 |
Trip.com Credit Card vs Other Payment Methods
Trip.com supports global payment methods like,
- Credit/Debit Cards: Visa, Mastercard, Amex, UnionPay, and more.
- Digital Wallets: PayPal, Apple Pay (iOS), Google Pay (Android/Web).
- Trip Coins & Gift Cards: Offset costs instantly with earned coins or prepaid gift cards.
Trip.com Credit Card vs. Other Payment Methods
Method | Pros | Cons |
Credit Cards | Earn rewards, travel insurance, $0 fraud liability | May not qualify for airline/hotel bonuses |
PayPal | No card details shared | No rewards unless linked to a rewards card |
Trip Coins | Instant discounts on bookings | Limited to Trip.com ecosystem |
Digital Wallets (Apple/Google Pay) | Fast checkout | Rewards depend on linked card’s terms |
Exclusive Hotel Staycation Discounts on Trip.com [2025] - Enjoy up to 8% off your first hotel booking!

Get up to an 8% discount when you sign up as a member on the Trip.com app, now through December 31!
Unlock an Extra 5% Off – Available for New Users Only!
Enjoy an additional 5% off with our promo code on attraction tickets, eSIMs, and tours!
- 📅 Offer valid from 1 Jan 2025 to 30 Jun 2025
- ⏳ Redeem within 3 days after claiming
Hurry, this limited-time offer is ending soon! 🎁