Best Credit Cards for Cashback and Travel Savings on Trip.com

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By TaraKAI

Trip.com Credit Card

Which credit cards offer the greatest benefits on Trip.com? Compare cashback, miles, and travel perks to get the best deals on flights, hotels, and reservations.

Trip.com Credit Card | Earn Trip Coins & Membership Cashback

Trip.com Credit Card | Membership Cashback: Trip Coins

Before tapping your card, make sure to unlock instant savings with Trip.com’s Membership Program. Collect Trip Coins by booking trips, leaving reviews, or sharing your travel experiences. These coins work like cashback:

  • 100 Trip Coins = PHP 56 off hotels, flights, tours, and more.
  • No minimum required—apply them even for small savings!
  • Combine Trip Coins with member-only offers for extra value.
❤️Travel Tip: Post a review after your trip—it’s a quick way to earn more Trip Coins for your next adventure.

Trip.com Credit Card

1. Metrobank

Metrobank PH x Trip.com

📅 Campaign period: 2024/9/1 - 2025/6/30

Hotel Promotion

Flight Promotion 

5% off Hotels Bookings

PHP 200 off Flights bookings

No minimum spend

Minimum spend of PHP 4,000

With promo code: MBTRIPHOTEL

With promo code: MBTRIPFLY

2. BDO Unibank

BDO PH x Trip.com
📅 Campaign period: 2024/4/10 - 2025/6/30

Hotel Promotion

Flight Promotion 

6% off Hotels Bookings

1% off Flights Bookings

No minimum spend

No minimum spend

With promo code: BDOHOTELS

With promo code: BDOFLIGHT

3. Security Bank

SBPH x Trip.com

📅 Campaign period: 2024/9/1-2025/6/30

Hotel Promotion

Flight Promotion 

6% off Hotels Bookings

1% off Flights Bookings

No minimum spend

No minimum spend

With promo code: SBCSTAY

With promo code: SBCFLIGHT

4. UnionPay

Fly with UnionPay

📅 Campaign period: 2024/9/1-2025/6/30

Hotel Promotion

Flight Promotion 

₱1000 OFF Hotels Bookings

₱1000 OFF Flights Bookings

Minimum spend at PHP 10,000

No minimum spend

With promo code: UPPHHTL1000

With promo code: UPPHFLT1000

Trip.com Credit Card vs Other Payment Methods

Trip.com supports global payment methods like,

  • Credit/Debit Cards: Visa, Mastercard, Amex, UnionPay, and more.
  • Digital Wallets: PayPal, Apple Pay (iOS), Google Pay (Android/Web).
  • Trip Coins & Gift Cards: Offset costs instantly with earned coins or prepaid gift cards.

Trip.com Credit Card vs. Other Payment Methods

Method

Pros

Cons

Credit Cards

Earn rewards, travel insurance, $0 fraud liability

May not qualify for airline/hotel bonuses

PayPal

No card details shared

No rewards unless linked to a rewards card

Trip Coins

Instant discounts on bookings

Limited to Trip.com ecosystem

Digital Wallets

(Apple/Google Pay)

Fast checkout

Rewards depend on linked card’s terms

💡 Pro Tip: Paying on Trip.com is easy—just choose your flights or hotel, then pay with a card, PayPal, or local options like GCash. For full steps, check out How to Pay on Trip.com before you book!

Exclusive Hotel Staycation Discounts on Trip.com [2025] - Enjoy up to 8% off your first hotel booking!

Unlock the world with Trip.com! Book the perfect hotel and save 8% as a first-time user. Download Trip.com now and start planning your dream trip!
Up to 8%: Just click this link and download the Trip.com App, after successfully register as a member, you can paste the discount code and use it when you place an order!
Trip.com Hotel Coupon | Up to 8% off for new Trip.com users🔥

Get up to an 8% discount when you sign up as a member on the Trip.com app, now through December 31!

Unlock an Extra 5% Off – Available for New Users Only!

Enjoy an additional 5% off with our promo code on attraction tickets, eSIMs, and tours!

  • 📅 Offer valid from 1 Jan 2025 to 30 Jun 2025
  • ⏳ Redeem within 3 days after claiming

Hurry, this limited-time offer is ending soon! 🎁

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