Find5-Star Hotels in Phoenix

Built in 1928, Royal Palms embodied one couple’s dream of a magnificent, private oasis amid the Sonoran Desert.Today, this living landmark invites all to experience an exhilarating palette of 21st century experiences within thebeauty and intimacy of this historic estate. It truly is a “Manor of Taste.”From its art, architecture and private-estate history, to its cuisine, service culture and thoughtful surprises, Royal Palms is a Manor of Taste.At Royal Palms Resort Spa, there’s a story waiting to be told — and written — at every turn of its winding pathways.A Spanish Mediterranean estate built in 1929, Royal Palms artfully weaves together past and present, inviting guests to experience today’s finest pleasures amid the authentic beauty and refinement of a historic manor. Through its collection of masterfully curated experiences, gracious hospitality and idyllic and intimate surrounds, this living landmark surprises and delights guests locally and from around the world. From 250-year-old objects of art to creative cuisine and spa therapies, Royal Palms is A Manor of Taste, providing an engaging and unforgettable journey for all senses that is both historic and utterly of the moment.

Immerse in contemporary elegance at The Phoenician, a Luxury Collection Resort, Scottsdale. A timeless lifestyle experience awaits at this eye-catching and imaginative AAA Five Diamond, 5-star resort in Scottsdale. The Phoenician invites you to soak in the splendor of unparalleled resort amenities, from a three-level pool complex to an enriching spa, athletic club, and 18-hole golf course. Settle into palatial, family-friendly resort accommodation in Scottsdale, AZ, featuring spacious bathrooms, Italian linens, and breathtaking Scottsdale views. Savor cuisine that spans the globe from eight dining venues, including the classic J&G Steakhouse and laid-back Mowry & Cotton. If you are in Scottsdale for business, our luxury hotel features 160,000 square feet of indoor and outdoor event space. The rolling greens and intricate trails are just a taste of what you discover near Old Town Scottsdale's entertainment, shopping, and cultural districts.

This magnificent multi-million dollar estate is situated on an acre lot on the south side of Camelback Mountain. It is adjacent to the world famous Royal Palms Resort and on the south side of Camelback Mountain. Look at the pictures as the interior design is art! Wine cave, 9 foot chair great for taking pictures, private master 2nd Hot Tub, Casita, Cabana. 500K in lighting alone! Zillow has this home valued at 6M, but there has been 1M put into immaculate interior design that Zillow is not aware of. This home is fantastic for family reunions, golf groups, bachelorette hosting, etc. It is five minutes from Fashion Square and five minutes from the Biltmore Mall. Most of the best restaurants in the Valley are within 10 minutes! This fully furnished rental features an incredible custom built primary home, a fantastic separate guest house and a third private pool house. The estate features lush landscaping, a resort style backyard with views of Camelback Mountain, large private front courtyard, custom ceilings, phenomenal mill-work, spectacular wood beams with iron accents, Cantera stone fireplaces, truly dramatic architectural elements everywhere, huge covered back patios, four car garage & two additional private areas for parking. The main home features a gourmet kitchen, large great room, dining room & bar with all having fantastic views of your private resort style backyard. There is also a pool table room combined with a private living room at the entryway. The main home also features four bedrooms, 5.5 bathrooms, a game room, a private second spa off of the master bathroom/bedroom and a hidden downstairs wine cave cellar with a private bar. The dream guest house has two more private bedrooms, two full bathrooms, full kitchen, great room, its own laundry room, its own covered patio & great access to your resort style backyard. The pool house features another spacious family room, its own private bathroom and easy access to your resort style backyard.About pets:No pets allowed.About checkOut:Check out before 11:00 AM.About children:Children allowed: ages 13-17.All guests must be six or older..About checkIn:Check in after 4:00 PM.About smoking:Smoking is not permitted.About minBookingAge:Minimum age to rent: 21.About events:Events allowed: family gatherings, birthday parties, weddings.Maximum event attendees: 30.

***Less than 5 minute drive to Angles Spring Training, Tempe Diablo Stadium, 15 minutes to the Cubs or Giants***This amazing "Modern Farmhouse" was originally built in the 1930's and has been completely renovated. This beautiful property sits on 2.68 acres and offers both indoor and outdoor entertainment spaces. The property is 15 minutes from the airport and downtown Phoenix. Only a 15 minute drive to the heart of Scottsdale and 25 minutes to The Arizona Cardinals Stadium. Golf lovers will enjoy views of the 17th hole on the Legacy Golf Course from the back patio and can take a quick 4 minutes drive to the Raven Golf Course. Hikers will enjoy South Mountains trails that are located just minutes away. The home has 5 bedrooms, 3.5 bathrooms, and sleeps 10. There is a wood burning fireplace, 2 stackable washer and dryer units in the laundry room, a walk-in pantry, walk in master closet, a great room and front sitting room. The 9' dining table seats 10 and is located off the large open kitchen with a 10' island that accommodates 4 comfortably. With a large, inviting living room with a view of South Mountain, you can lay on the sizable couch to relax and enjoy!The home also offers a 1,300 sq ft ramada for outdoor entertaining equipped with (2) T.V.'s, surround sound, exterior heaters, outdoor kitchen with gas grill, gas fireplace, and a large gas heated pool.ANY GATHERING OF MORE THAN (10) PEOPLE IS AN EVENT AND WILL BE CHARGED ACCORDINGLY ($1,000 per person for VIOLATORS) This is a beautiful space to host many different types of family gatherings (baby showers, family reunions, etc.) Each event and gathering will be looked at on an individual basis and priced accordingly. Please contact availability and pricing.TPT 21342570This property cannot be used for purposes identified in the City of Phoenix Ordinance Section 10-195(c). The City of Phoenix short-term registration number for this property is 2020-0798About pets:No pets allowed.About checkOut:Check out before 11:00 AM.About children:Adults only.About customRules:No children to be unsupervised around open SRP irrigation ditch or in pool/ramada area..Renter is responsible for hiring a life guard for any event with over 10 people.,All guests and renters shall abide by all rules and regulations, adhere to rental agreement including Addendum A -.About checkIn:Check in after 3:00 PM.About smoking:Smoking is not permitted.About minBookingAge:Minimum age to rent: 25.About events:Events allowed.For events of more than 10 people, contact owner.

Welcome to our newly renovated and reimagined mountaintop retreat! Experience one of the first stays nestled high above South Mountain, boasting breathtaking 180-degree views of the city, Camelback, the preserve, and beyond. Embrace adventure with hiking trails and mountain biking routes right at your doorstep, or indulge in tranquil relaxation as you observe passing wildlife, listen to melodious bird songs, and soak in the captivating beauty of the surrounding mountain landscape.0 minutes to hiking and biking trails! 5 minutes to The Raven Golf Course 5 minutes to The Legacy Golf course10 minutes to Phoenix Sky Harbor Airport10 minutes to Arizona Grand Golf Course30 minutes to State Farm Stadium (AZ Cardinals)15 minutes to Chase Field (AZ Diamondbacks)15 minutes to Footprint Center (Suns)30 minutes to The Peoples OpenHiking and mountain biking trails out your front door...Come enjoy this spectacular property!About pets:Pets allowed: dogs less than 20 lbs per pet (limit one pet total).About checkOut:Check out before 11:00 AM.About children:Adults only.About checkIn:Check in after 4:00 PM.About smoking:Smoking is not permitted.About minBookingAge:Minimum age to rent: 18.About events:No events allowed.

AMENITIES YOU'LL LOVE AT THIS LUXURY PROPERTY: - Incredible views of both sides of Camelback Mountain- Spacious and luxurious interior with unique architecture- Floor-to-ceiling windows bringing the outdoors indoors- Gourmet kitchen and distinctive bar- Spacious primary suite with a relaxing jacuzzi tub- Beautiful modern furniture and décor- Resort-style saltwater pool with a beautiful waterfall flowing down the side of the mountain- Scenic seating areas and luxury fire pits with valley viewsExperience the pinnacle of luxury and comfort at this mesmerizing property with one-of-a-kind views of both sides of Camelback Mountain. As you step inside, you are greeted by a spacious and luxurious interior, highlighted by unique architecture and beautiful modern furniture and décor. The floor-to-ceiling windows seamlessly blend the indoors with the outdoors, offering breathtaking vistas and abundant natural light.The gourmet kitchen, equipped with high-end appliances, and a distinctive bar are perfect for entertaining. Unwind in the expansive primary suite, which features a relaxing jacuzzi tub, ensuring your stay is as comfortable as it is stylish. Outside, the resort-style saltwater pool with a stunning waterfall cascading down the mountainside creates a serene oasis. Scenic seating areas and luxury fire pits provide perfect spots to relax and take in the panoramic valley views. Indulge in this exquisite property where every detail is designed to offer you an unparalleled living experience.OUR LUXURY SERVICES:  We believe that you deserve an extraordinary vacation experience. When you book this home, you’ll enjoy unrivaled features, amenities, and services. We provide a five-star check-in and tour of the home, elevated concierge services, immaculate cleanliness standards, deluxe resort-style towels and linens, and access to the best massage therapists, personal chefs, tour guides, and childcare in the Scottsdale area.       CAMELBACK MOUNTAIN AREA: Camelback Mountain is a renowned natural landmark known for its distinctive camel-like shape and challenging hikes to the summit. The mountain offers breathtaking panoramic views of the surrounding desert landscape and cityscape. With its two popular hiking trails, Echo Canyon and Cholla, and scenic drive to the summit, it appeals to outdoor enthusiasts and thrill-seekers alike. Camelback Mountain also boasts a rich history and cultural significance, making it an essential destination for travelers and locals.      NECESSARY RULES AND REGULATIONS: Because we care about the guest experience, we must ensure that each home is treated with respect for the following guest. Please make sure that you meet the following criteria and agree to the following rules before you book this home:      - You must be 33 years of age to book this home- A signed rental agreement is required to book this home- NO bachelor parties, weddings, or other events are allowed- Occupancy is limited to 14 people, exceeding maximum occupancy without prior approval will result in additional charges of $250/person/day- No loud noise after 9pm. Violation could result in removal without refund.- A valid credit card is required for all incidentals- Cancellation of a reservation will result in a loss of all rents paid- Reservations are non-refundable       After you book, you will send us your personal email address so we can send you our rental agreement. We will collect a credit card and ID to place on file. In order for us to verify your identity, we must collect a CC. You are agreeing to submit ALL of this information to us after you book. Also, the agreement must be signed within 24 hours of booking.    Tax License - 21310452About pets:Pets allowed: dogs (limit 1 total).$250 per pet.About checkOut:Check out before 11:00 AM.About children:Children allowed: ages 0-17.There are many stairs and steep areas throughout..About customRules:A signed rental agreement within 48 hours of booking is required to book this home. There are no refunds on any amount paid..At check in, the name of the person on the reservation must be there with the same credit card used and a valid ID in order to access the property..About checkIn:Check in after 4:00 PM.About smoking:Smoking is not permitted.Smoking is NEVER allowed inside or near entrance..About minBookingAge:Minimum age to rent: 33.About events:No events allowed.No loud noise after 9pm or will be fined..

AMENITIES YOU'LL LOVE AT THIS LUXURY PROPERTY: - Incredible views of both sides of Camelback Mountain- Spacious and luxurious interior with unique architecture- Floor-to-ceiling windows bringing the outdoors indoors- Gourmet kitchen and distinctive bar- Spacious primary suite with a relaxing jacuzzi tub- Beautiful modern furniture and décor- Resort-style saltwater pool with a beautiful waterfall flowing down the side of the mountain- Scenic seating areas and luxury fire pits with valley viewsExperience the peak of elegance and comfort at this sophisticated property with incredible views of both sides of Camelback Mountain. As you step inside, you are greeted by an expansive and luxurious interior, highlighted by unique architecture and beautiful modern furniture and décor. The floor-to-ceiling windows seamlessly blend the indoors with the outdoors, offering breathtaking vistas and abundant natural light. The gourmet kitchen, equipped with high-end appliances, and a distinctive bar are perfect for entertaining. Unwind in the expansive primary suite, which features a relaxing jacuzzi tub, ensuring your stay is as comfortable as it is stylish. Outside, the resort-style saltwater pool with a stunning waterfall cascading down the mountainside creates a serene oasis. Scenic seating areas and luxury fire pits provide perfect spots to relax and take in the panoramic valley views. Indulge in this exquisite property where every detail is designed to offer you an unparalleled living experience.OUR LUXURY SERVICES:  We believe that you deserve an extraordinary vacation experience. When you book this home, you’ll enjoy unrivaled features, amenities, and services. We provide a five-star check-in and tour of the home, elevated concierge services, immaculate cleanliness standards, deluxe resort-style towels and linens, and access to the best massage therapists, personal chefs, tour guides, and childcare in the Scottsdale area.       CAMELBACK MOUNTAIN AREA: Camelback Mountain is a renowned natural landmark known for its distinctive camel-like shape and challenging hikes to the summit. The mountain offers breathtaking panoramic views of the surrounding desert landscape and cityscape. With its two popular hiking trails, Echo Canyon and Cholla, and scenic drive to the summit, it appeals to outdoor enthusiasts and thrill-seekers alike. Camelback Mountain also boasts a rich history and cultural significance, making it an essential destination for travelers and locals.      NECESSARY RULES AND REGULATIONS: Because we care about the guest experience, we must ensure that each home is treated with respect for the following guest. Please make sure that you meet the following criteria and agree to the following rules before you book this home:      - You must be 33 years of age to book this home- A signed rental agreement is required to book this home- NO bachelor parties, weddings, or other events are allowed- Occupancy is limited to 14 people, exceeding maximum occupancy without prior approval will result in additional charges of $250/person/day- No loud noise after 9pm. Violation could result in removal without refund.- A valid credit card is required for all incidentals- Cancellation of a reservation will result in a loss of all rents paid- Reservations are non-refundable       After you book, you will send us your personal email address so we can send you our rental agreement. We will collect a credit card and ID to place on file. In order for us to verify your identity, we must collect a CC. You are agreeing to submit ALL of this information to us after you book. Also, the agreement must be signed within 24 hours of booking.    Tax License - 21310452About pets:Pets allowed: dogs (limit 1 total).$250 per dog, must be approved by manager. NO CATS.About checkOut:Check out before 11:00 AM.About children:Children allowed: ages 0-17.About customRules:A signed rental agreement within 48 hours of booking is required to book this home. There are no refunds on any amount paid..We will need to collect a credit card and matching ID to place on file through our system outside of Homeaway/VRBO for incidentals. No exceptions.,At check in, the name of the person on the reservation must be there with the same credit card used and a valid ID in order to access the property..About checkIn:Check in after 4:00 PM.About smoking:Smoking is not permitted.Smoking is NEVER allowed in and around the home..About minBookingAge:Minimum age to rent: 33.About events:No events allowed.No noise after 9pm - violators will be fined..

AMENITIES YOU'LL LOVE AT THIS LUXURY PROPERTY:-Crystal Clear Pool-Spa-Putting Green-Two full kitchens-Private Theater -Breathtaking Views-Generous Sized BedroomsWelcome to this expansive 8-bedroom estate built into the foothills of Camelback Mountain. From creature comforts and modern amenities to proximity to nature, this property has everything you need to have a fantastic Scottsdale experience. The home has fantastic access to activities both in town and off the beaten path, so regardless of whether you’re looking to eat out and shop or hike and bike, you won't have to travel far.Inside, every room is bathed in natural light. Prepare a meal for your guests in the expertly equipped chef’s kitchen, get your game on with the foosball and billiards table, curl up around the fire with loved ones, or watch your favorite movies in the home theater. Outside, take a splash in the sparkling pool, complete with water feature, take a dip in the spa, practice your short game on the putting green, or watch the stars from the patio at night. Strategically nestled into nature just a stone’s throw away from Old Town, this home is perfect for you whether your vacation plans are to get out into nature or to relax in town. OUR LUXURY SERVICES:  We believe that you deserve an extraordinary vacation experience. When you book this home, you’ll enjoy unrivaled features, amenities, and services. We provide a five-star check-in and tour of the home, elevated concierge services, immaculate cleanliness standards, deluxe resort-style towels and linens, and access to the best massage therapists, personal chefs, tour guides, and childcare in the Scottsdale area.  CAMELBACK MOUNTAIN AREA: Camelback Mountain is a renowned natural landmark known for its distinctive camel-like shape and challenging hikes to the summit. The mountain offers breathtaking panoramic views of the surrounding desert landscape and cityscape. With its two popular hiking trails, Echo Canyon and Cholla, and scenic drive to the summit, it appeals to outdoor enthusiasts and thrill-seekers alike. Camelback Mountain also boasts a rich history and cultural significance, making it an essential destination for travelers and locals. NECESSARY RULES AND REGULATIONS Because we care about the guest experience, we must ensure that each home is treated with respect for the following guest. Please make sure that you meet the following criteria and agree to the following rules before you book this home: - You must be 33 years of age to book this home - A signed rental agreement is required to book this home - A valid credit card is required for all incidentals - Standard occupancy is limited to 16 people – each additional guest up to maximum occupancy of 18 guests is $100 more per person per night - Occupancy is limited to 18 people, exceeding maximum occupancy without prior approval will result in additional charges of $250/person/day and eviction. - NO bachelor parties, weddings, or other events are allowed - No loud noise after 9pm. Violation will result in removal without refund. - Cancellation of a reservation will result in a loss of all rents paid - Reservations are non-refundable After you book, you will send us your personal email address so we can send you our rental agreement. We will collect a credit card and ID to place on file. In order for us to verify your identity, we must collect a CC (as we do not charge a security deposit). You are agreeing to submit ALL of this information to us after you book. Also, the agreement must be signed within 24 hours of booking. Tax License – 21517328 City License – 2023-4014About pets:Pets allowed: dogs and cats (limit 2 total).About checkOut:Check out before 11:00 AM.About children:Children allowed: ages 0-17.About checkIn:Check in after 4:00 PM.About smoking:Smoking is not permitted.About minBookingAge:Minimum age to rent: 33.About events:No events allowed.

AMENITIES YOU'LL LOVE AT THIS LUXURY PROPERTY: - Breathtaking aerial views of Phoenix and Tempe on Camelback Mountain- Saltwater infinity pool- Outdoor villa and jacuzzi- Open-concept design with floor-to-ceiling windows and mood lighting- Private suspension bridge located in the backyard- Fully-enabled smart house technology- Wide-open kitchen- Custom bar- Easy access to fashionable shops, dining, and entertainment of Old Town ScottsdaleEscape to the lap of luxury at this dazzling custom-built modern home on Camelback Mountain. Enjoy breathtaking aerial views of Phoenix and Tempe as you relax in the saltwater infinity pool or outdoor villa and jacuzzi. The sophisticated open-concept design of the home, complete with floor-to-ceiling windows and sultry mood lighting, offers the ultimate in luxury modern living. Take a leisurely stroll through the serene desert landscape via the private suspension bridge located in the backyard.The fully-enabled smart house technology of Camelback Retreat will make your stay all the more convenient, while the wide-open kitchen and custom bar provide the perfect setting for entertaining friends and family in style. This luxurious vacation rental is perfectly situated to provide easy access to the fashionable shops, dining, and entertainment of Old Town Scottsdale, while also offering a serene retreat away from the hustle and bustle of the city. OUR LUXURY SERVICES:  We believe that you deserve an extraordinary vacation experience. When you book this home, you’ll enjoy unrivaled features, modern amenities, and services. We provide a five-star check-in and tour of the home, elevated concierge services, immaculate cleanliness standards, deluxe resort-style towels and linens, and access to the best massage therapists, personal chefs, tour guides, and childcare in the Scottsdale area. CAMELBACK MOUNTAIN AREA: Camelback Mountain is a renowned natural landmark known for its distinctive camel-like shape and challenging hikes to the summit. The mountain offers breathtaking panoramic views of the surrounding desert landscape and cityscape. With its two popular hiking trails, Echo Canyon and Cholla, and scenic drive to the summit, it appeals to outdoor enthusiasts and thrill-seekers alike. Camelback Mountain also boasts a rich history and cultural significance, making it an essential destination for travelers and locals. NECESSARY RULES AND REGULATIONS Because we care about the guest experience, we must ensure that each home is treated with respect for the following guest. Please make sure that you meet the following criteria and agree to the following rules before you book this home: -You must be 33 years of age to book this home -A signed rental agreement is required to book this home -NO bachelor parties, weddings, or other events are allowed -Occupancy is limited to 14 people, exceeding maximum occupancy without prior approval will result in additional charges of $250/person/day and eviction. -No loud noise after 9pm. Violation will result in removal without refund. -A valid credit card is required for all incidentals -Cancellation of a reservation will result in a loss of all rents paid -Reservations are non-refundable After you book, you will send us your personal email address so we can send you our rental agreement. We will collect a credit card and ID to place on file. In order for us to verify your identity, we must collect a CC (as we do not charge a security deposit). You are agreeing to submit ALL of this information to us after you book. Also, the agreement must be signed within 24 hours of booking. City License - 2023-3477Tax License – 21388646About pets:Pets allowed: dogs (limit 1 total).About checkOut:Check out before 11:00 AM.About children:Children allowed: ages 0-17.About customRules:A signed rental agreement within 48 hours of booking is required to book this home. There are no refunds on any amount paid..We need to collect a credit card and matching ID to place on file through our system outside of Homeaway/VRBO for incidentals. No exceptions.,At check in, the name of the person on the reservation must be there with the same credit card used and a valid ID in order to access the property..About checkIn:Check in after 4:00 PM.About smoking:Smoking is not permitted.About minBookingAge:Minimum age to rent: 33.About events:No events allowed.

AMENITIES YOU'LL LOVE AT THIS LUXURY PROPERTY: - Breathtaking aerial views of Phoenix and Tempe on Camelback Mountain- Saltwater infinity pool- Outdoor villa and jacuzzi- Open-concept design with floor-to-ceiling windows and mood lighting- Private suspension bridge located in the backyard- Fully-enabled smart house technology- Wide-open kitchen- Custom bar- Easy access to fashionable shops, dining, and entertainment of Old Town ScottsdaleExperience unmatched luxury and spectacular arial views of Phoenix and Tempe from this stunning Camelback Mountain estate. This 5-bedroom, 5-bathroom masterpiece is designed for the ultimate in modern living. As you step inside, you'll be captivated by the open-concept design, complete with floor-to-ceiling windows and mood lighting that perfectly frame the picturesque surroundings. The spacious wide-open kitchen, and custom bar make entertaining a breeze, while the fully-enabled smart house technology ensures convenience at your fingertips. The fully-enabled smart house technology of Camelback Retreat will make your stay all the more convenient, while the wide-open kitchen and custom bar provide the perfect setting for entertaining friends and family in style. This luxurious vacation rental is perfectly situated to provide easy access to the fashionable shops, dining, and entertainment of Old Town Scottsdale, while also offering a serene retreat away from the hustle and bustle of the city. OUR LUXURY SERVICES:  We believe that you deserve an extraordinary vacation experience. When you book this home, you’ll enjoy unrivaled features, modern amenities, and services. We provide a five-star check-in and tour of the home, elevated concierge services, immaculate cleanliness standards, deluxe resort-style towels and linens, and access to the best massage therapists, personal chefs, tour guides, and childcare in the Scottsdale area. CAMELBACK MOUNTAIN AREA: Camelback Mountain is a renowned natural landmark known for its distinctive camel-like shape and challenging hikes to the summit. The mountain offers breathtaking panoramic views of the surrounding desert landscape and cityscape. With its two popular hiking trails, Echo Canyon and Cholla, and scenic drive to the summit, it appeals to outdoor enthusiasts and thrill-seekers alike. Camelback Mountain also boasts a rich history and cultural significance, making it an essential destination for travelers and locals. NECESSARY RULES AND REGULATIONS Because we care about the guest experience, we must ensure that each home is treated with respect for the following guest. Please make sure that you meet the following criteria and agree to the following rules before you book this home: -You must be 33 years of age to book this home -A signed rental agreement is required to book this home -NO bachelor parties, weddings, or other events are allowed -Occupancy is limited to 14 people, exceeding maximum occupancy without prior approval will result in additional charges of $250/person/day and eviction. -No loud noise after 9pm. Violation will result in removal without refund. -A valid credit card is required for all incidentals -Cancellation of a reservation will result in a loss of all rents paid -Reservations are non-refundable After you book, you will send us your personal email address so we can send you our rental agreement. We will collect a credit card and ID to place on file. In order for us to verify your identity, we must collect a CC (as we do not charge a security deposit). You are agreeing to submit ALL of this information to us after you book. Also, the agreement must be signed within 24 hours of booking. City License - 2023-3477Tax License – 21388646About pets:Pets allowed: dogs less than 50 lbs per pet (limit one pet total).About checkOut:Check out before 11:00 AM.About children:Children allowed: ages 0-17.About checkIn:Check in after 4:00 PM.About smoking:Smoking is not permitted.About minBookingAge:Minimum age to rent: 33.About events:No events allowed.